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How much does ACL reconstruction cost?


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I am considering ACL reconstructive surgery - what kind of cost do I have to expect. I live in the USA.


The answer to how much *you* will have to pay varies on many factors, in particular on whether you have health insurance and how much your insurance will cover.

In my case I was diganosed (from an MRI) that I had a torn ACL but my meniscus seemed ok according to the MRI.

During the surgery they found that the meniscus was partially torn (75% tear) and they stitched it.

Every service in this procedure is billed and paid separately:

- your doctor who orders the MRI
- the MRI
- the surgeon who performes the ACL reconstruction
- the anesthesia
- the surgeon's assistant(!)
- the hospital (facility) where it all happens
- afterwards the physical therapy

The following numbers will be first what each instance was billed at, followed in () how much I actually paid. Note that my insurance negotiated in most cases on the billable amount, e.g. the facility was billed by the hospital at $2081 for those 4 hours, my insurance negotiated it down to $1600, the insurance paid $1440 and I paid $160.

- your doctor who orders the MRI
$700 ($260)

- the MRI
fully paid by insurance

- the surgeon who performes the ACL reconstruction and meniscus repair
$2500 ($250)

- the anesthesia
$2000 ($250)

- the hospital (facility) where it all happens
$2000 ($160)

- afterwards the physical therapy
$70 ($15) per visit, expect 16-24 visits = ~ $300 co-pay

I would say that the surgery is definitely worth it if you plan to live an active lifestyle. It sure depends also on at what stage in life you are. After the surgery make sure to get the leg *fully* straight right away or you are looking into several months of painful attempts to stretch a shortened muscle. (That's what happened to me, unfortunately.)

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2007-04-10, 15:54:46
anonymous from North Richland Hills in Texas, United States  
My 15 year old daughter just tore her ACL....the total cost for surgery, doctor, hospital, anesthesiologist, and MRI is about $25000.00.

Insurance varies so you'd have to check your policy to see how much of that you'd have to pay.

2007-04-15, 00:25:39
anonymous from Gore in Oklahoma, United States  
Has anyone had surgery for ACL in Stillwater Oklahoma? If so, what Dr & Would you recommend?
2007-04-19, 17:24:53
anonymous from United States  
anonymous from North Richland Hills in Texas, United States
Um, I think you mean to say that your daughter's MRI was $2,500 and not $25, Just don't want folks to be overwhelmed by confusion!
2007-04-20, 17:05:01
anonymous from United States  
Read again Mr. Anonumous, that person wrote ' TOTAL cost for surgery, doctor, hospital, anesthesiologist, and MRI is about $25000.00.'
Um,, Duh!
2007-04-23, 12:52:28
[hidden] from Arnold in Maryland, United States  
I had surgery in July of 2004 in Baltimore City and the total bills came to about $32,000.00 before insurance. This also included some emergency care for an infection that occured below one of the incisions and required antibiotics and some vascular sonar 'inspection' of the leg. With CareFirst (BlueCross Blue Shield) the $32,000 was knocked down to about $17,000 (nearly half!) before anyone got paid. Since I am self employed with a $1,000 deductible and 20% co-pay I had to pay about $3,400 out of pocket. These amounts don't include physical therapy which I definitely recommend and can last for months after your injury.

Now the worst news is that this past Tuesday I again injured my left knee playing soccer and may need surgery to repair the ACL, MCL and meniscus. I get the results tomorrow. By year end, I should have the ability to compare my costs from the 2004 surgery with the 2007 surgery and see where healthcare costs are really headed!
2007-04-26, 12:22:04
anonymous from United States  
Hi Everyone,
I would like to ask for any advice...anyone with a similar experience! I tore my acl on both of my knees in the begining of the year... i am still recovering from the bone bruises and the internal swellings before the surgery. What is the best way to get the two knees 'fixed' as soon as possible? After how long i can have the second surgery on the other leg? Thank you all!
2007-04-26, 15:59:22
anonymous from United States  
Hi, about your double ACL blow out, I got to say that I'm truly sorry for the bad luck that had fallen on you. And I think that it is better to get one knee fix and wait about 7-8 months just to make sure and have the other surgery. The road will be long and hard, and it will cost a lot too. That just a fact. I had my Acl surgery in November 2006 and now I'm almost back to normal. IF you have good insurance expect to pay about 10k for both surgery. Good luck and may you have a speedy and pain free recovery.
2007-04-26, 21:13:28
anonymous from Haiti  
Hi I took time to read all the above b-koz I tore my ACL about 2 months ago ( playing tennis ) I am 43 and definitely would like to go back to court. I am scheduled for surgery next month but very concern about recovery time ??? will I be able to go back to tennis in 6 months ??
2007-04-28, 21:36:40  
I have a torn acl and i was wandering what the total cost would be to have the surgery as well as the after care
2007-05-11, 14:29:59
anonymous from United States  
you have to get your surgery done as quickly as possible i do not have insurance either but im getting surgery done because there is a high risk of arthritis
2007-06-05, 10:57:01
anonymous from Ottawa, Canada  
You have to add that Canada takes around 3 years from the original injury to get surgery..almost rather pay through the nose to get it done quicker
2007-06-17, 20:52:00
anonymous from United States  
My son has to have an acl operation. He has no insurance. He is from Berlin Wisconsin.Green Lake county. Was curious what cost would be.
2007-07-14, 00:44:05
anonymous from United States  
I just had my second acl replacement today. I think my parents told me it cost like $20,000. But with our insurance we only had to pay $200 thank goodness.
2007-07-14, 12:58:18
anonymous from United States  
I tore my ACL skiing in late March, 2007 and had it reconstructed in early May, 2007. I have kept track of all my expenses. To date, the total cost is $39,000. I have really good insurance and so I will pay around $2500.00 when all is said and done. Honestly, it's not just the financial cost, though. The physical therapy and exercises required to really get yourself back in action 'cost' lots of time...For me, it's well worth the effort. I am a marathon runner and hope to get back to that ASAP. Best of luck.
2007-09-02, 22:37:07
anonymous from United States  
How much does it cost to REMOVE not repair torn miniscus? By the way I dont have insurance, unfortunately.
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